http://healthcare-economist.com/2006/08/30/employment-and-adverse-selection/ An unbiased look at today's health care issues Thu, 20 Nov 2008 17:34:49 +0000 http://wordpress.org/?v=2.6.3 http://healthcare-economist.com/2006/08/30/employment-and-adverse-selection/#comment-6548 Fetch Blogs » Blog Archive » Health Wonk Review: 15th Edition Tue, 06 Feb 2007 04:07:14 +0000 http://healthcare-economist.com/2006/08/30/employment-and-adverse-selection/#comment-6548 [...] ■ In what may be a harbinger of things to come, we have PhD student Jason Shafrin on board. Jason helms the Healthcare Economist blog, and wonders why some employers hesitate to offer generous health insurance benefits. He hypothesizes that when a firm offers a generous insurance package, it may attract sicker workers, driving up the cost of the firm’s health insurance. [...] [...] ■ In what may be a harbinger of things to come, we have PhD student Jason Shafrin on board. Jason helms the Healthcare Economist blog, and wonders why some employers hesitate to offer generous health insurance benefits. He hypothesizes that when a firm offers a generous insurance package, it may attract sicker workers, driving up the cost of the firm’s health insurance. [...]

]]> http://healthcare-economist.com/2006/08/30/employment-and-adverse-selection/#comment-572 Healthcare Economist · Managed Care and Employer Health Insurance Offerings Thu, 07 Sep 2006 17:17:09 +0000 http://healthcare-economist.com/2006/08/30/employment-and-adverse-selection/#comment-572 [...] This paper is very clever econometrically and the CTS gives a wide variety of useful variables for the study.  The key assumption to this paper is that employees do not choose their work based on the health insurance that it offers (which Bhattacharya and Vogt would disagree with).  The authors claim if unhealthy employees choose jobs with non-HMO health insurance, then the utilization effect would be biased downward and the unobserved risk selection estimate would be biased upward.  Thus, one cannot even sign the direction of this problem.  [...] [...] This paper is very clever econometrically and the CTS gives a wide variety of useful variables for the study.  The key assumption to this paper is that employees do not choose their work based on the health insurance that it offers (which Bhattacharya and Vogt would disagree with).  The authors claim if unhealthy employees choose jobs with non-HMO health insurance, then the utilization effect would be biased downward and the unobserved risk selection estimate would be biased upward.  Thus, one cannot even sign the direction of this problem.  [...]

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