Unbiased Analysis of Today's Healthcare Issues

Cavalcade of Risk

Written By: Jason Shafrin - Mar• 11•09

SURGEON GENERAL’S WARNING: Reading this edition of the Cavalcade of Risk puts you at risk of certain side effects such as:

If you are willing to risk these serious side effects, please read on.

RISK PREFERENCES SURVEY

The Healthcare Economist asks you to take a risk…and participate in a survey on risk preferences.  By completing the survey, you will help advance the science of economics and be eligible to win a $25 gift card from Amazon.  For more information, click here.  

HEALTH

Joe Paduda of Managed Care Matters presents How bad is the United Kingdom’s National Health Service? 

The Lancet says that privatization in post communist societies during the 1990s caused an increase in mortality

John Earle of VoxEU disagrees, providing evidence that privatization did not increase mortality rates.

Will the removal of a “moral exemption” clause lead to hospitals closing their doors?  InsureBlog‘s Henry Stern reports that at least some providers are likely to shutter if forced to perform abortions, but wonders if the risk is really all that great.

The Disease Management Care Blog is shocked SHOCKED that the initial salvo of health care reform in the White House Summit promised everything to everybody. The DMCB, however, found that General Mills’ employee health insurance plan is a model to emulate.

The Health Business Blog believes the government should consider playing a direct role in venture financing of medical device companies, and let entrepreneurs direct those investment decisions.

Health reform need not reinvent the wheel, claims The Colorado Health Insurance Insider.  Louise advocates for expanding the current public health insurance programs (such as Medicaid and SCHIP) rather than creating a new public health insurance schemes from scratch.

Bargaineering reviews some of the different health insurance plan types: from HMOs to PPOs.

Two drinks a day is good for you…now it’s bad for youA Western Heart weighs in.

OTHER INSURANCE MARKETS

From the “if it seems too good to be true” department, Jon Coppelman of Workers’ Comp Insider discusses a California workers’ comp avoidance scheme based on the idea of turning employees into stock-owning corporate officers.  The plan may backfire, however, since failing to have workers’ comp coverage is a criminal offense.

Will car insurance companies offer discounts to individuals who install tracking devices in their cars?  American Consumer News investigates the phenomenon of Pay as you go Car Insurance

Russell Hutchinson of Chatswood Consulting questions whether recent commentary on New Zealand’s Accident Compensation insurer is consistent with an insurance-based view of it’s role – or a social policy-based view.

ECONOMY

The Personal Financier compares and contrasts the current U.S. economic downturn with the Japanese banking crisis of the 1990s.

The Political and Financial Markets Commentator reviews the annual report of the Oracle of Omaha, Warren Buffet.

Wisdom from Wenchypoo’s Mental Wastebasket notes that because of tumbling car prices, if your car is stolen or totaled, you may not get enough from your insurance company to pay off your lease or loan.  On the other hand, Wenchypoo claims that housing prices are still overvalued.

At the Death and Taxes blog, Don the libertarian Democrat reports on a recent IBM Risk Governance Forum. While there, he picked up on an important risk dynamic which could indicate even further market woes.

On the Gnarl Side doesn’t believe we can manage risk.  Instead, we should focus on risk accommodation.

Chilean blogger Alejandro Rogers Bozzolo explains the because of “moral hazard,” bailing out big banks can lead to riskier behavior in the future.

Is the Swedish government’s bailout of Nordbanken in 1993 a good model for the U.S. to follow?  One Mint weighs in.

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5 Comments

  1. hgstern says:

    What a GREAT job, Jason!

    And thanks for the “warning” :-)
     

  2. jim says:

    Thanks for hosting and I, unfortunately, feel smarter already. What can I take to combat this condition? :)

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