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How to invest your retirement savings and does it matter?

Written By: Jason Shafrin - May• 08•12

Surprisingly (or perhaps not) most Americans have limited liquid financial resources during their retirement years.  From the NBER Bulletin on Aging and Health:

…for many households “discussions of whether to purchase an annuity or draw down wealth in another fashion are largely moot; the amount of retirement support that their savings will provide is very limited. For example, nearly half (43 percent) of households would not be able to make the $25,000 minimum investment typically required to purchase an annuity even if they liquidated all of their financial assets.

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