Unbiased Analysis of Today's Healthcare Issues

Is Obamacare working?

The answer is yes and no. According to a study Holahan, Karpman, and Zuckerman (2016), the health insurance exchange plans are good at insuring individuals against financial losses, but not everyone is happy with the care they are receiving. Low- and moderate-income adults with Marketplace coverage are no more likely to report problems paying medical […]

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Antidepressant coverage in the Health Insurance Exchange plans

The most common drug class taken among patients aged 18-44 is an antidepressant. Furhter, these relatively young and healthy patients are likely to be the ones who enroll in healht plans within the health insurance exchanges.  The question is, how easily can patients access information about antidepressant coverage? According to a recent RWJ report, the […]

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Narrow Networks

One of the ways health plans in the health insurance exchanges have been able to keep premiums down is through offering beneficiaries very narrow networks. By steering patients towards “efficient” doctors, premiums stay low. However, patients may worry that these “low cost” doctors are lower quality than those outside of the network. The tradeoff between […]

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Question to States: How to Design a Health Insurance Exchange?

Section 1311 of the ACA requires a state to establish an Health Insurance Exchanges for the individual and small group market.  How will states actually implement these Exchanges?  A brief from the National Academy of Social Insurance reviews some of the program parameters which States will have to establish. What type of entity will the […]

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