Will health plan outreach increase take-up by enrollees that are healthier or sicker?

Why don’t people eligible for health insurance exchange plans (i.e., Obamacare plans) enroll? One reason could be that they value the health insurance benefit at less than the cost. Another reason could be behavioral frictions; informational search costs and psychological frictions are costly and may preclude enrollment even when benefits are more than cost. For…

Is Health Exchange enrollment overstated?

Over 8 million people have signed up for a health plan through the health insurance exchanges created by the Affordabe Care Act (a.k.a. Obamacare).  Or have they?  Although policymakers may say that this is the truth, leaders at America’s Health Insurance Plans (AHIP), say that these figures may be overstated for two reasons:  Changing enrollment: In…

Problem solved?

As most people know, President Obama promised that everyone could keep their old insurance if they liked it. Although most people are able to keep their old insurance, some people certainly are not and the president has gotten major political heat for this.  Today, the Obama administration responded to the critics.  The Washington Post WonkBlog…