Unbiased Analysis of Today's Healthcare Issues

2016 ASSA: How does competitions among insurers affect premiums

Typically, most economists believe that increased competition decreases prices.  However, is that the case for competition among health insurers? On the one hand, competition among health insurers could decrease prices if consumers choose plans based on premiums.  Competition may increase insurer’s incentive to negotiate with providers and may force insurers to make lower margins or lower […]

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Rate hikes in 2016

The Affordable Care Act may turn out to be not so affordable.  From the New York Times: Health insurance companies around the country are seeking rate increases of 20 percent to 40 percent or more, saying their new customers under the Affordable Care Act turned out to be sicker than expected. Federal officials say they […]

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California Health Care Market

In her California Healthcare Foundation report, Katherine Wilson does a nice job describing the health insurance market in California.  A little over health of individuals received health care from their employer or themselves (56%), a quarter of individuals receive health insurance through public programs, and 19% of Californians are uninsured (see chart).  The private health […]

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Docs get free dinners…for prescribing generics?

The pharmaceutical industry is well known for taking doctors (and medical students) out to nice dinners, giving them presents, and doing whatever they can to entice physicians to prescribe their drug.  Now, health insurers are following the pharmaceutical companies lead. The AP reports that in order to convince physicians to prescribe generic drugs, a Rochester […]

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