Unbiased Analysis of Today's Healthcare Issues

High-Risk Health Insurance Pools

Many individuals are uninsureable. Their pre-existing conditions indicate that they are so risky either: i) no insurance company would cover them or ii) the premiums would be so high that the individual could not afford them. To insure some of these people, many states have set up high-risk health insurance pools (HRP). Currently, all these […]

Read the rest of this entry »

Health Reform’s Creation of a High Risk Insurance Pool

One of the first steps after the passage of health reform is the creation of a high risk pool for uninsured individuals. ¬†This is help individuals such as 56 year old Laura Carpenter of Tuolumne, CA. ¬†Individuals such as With the $5 billion allocated for this task, Health and Human Services (HHS) Secretary Kathleen Sebelius […]

Read the rest of this entry »