Unbiased Analysis of Today's Healthcare Issues

2016 ASSA: How does competitions among insurers affect premiums

Typically, most economists believe that increased competition decreases prices. ¬†However, is that the case for competition among health insurers? On the one hand, competition among health insurers could decrease prices if consumers choose plans based on premiums. ¬†Competition may increase¬†insurer’s incentive to negotiate with providers and may force insurers to make lower margins or lower […]

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2016 ASSA: How does consumer inattention affect pricing?

Why do Medicare patients choose to stay in their current Part D prescription drug plan or switch to another? Are they rational actors maximizing their their financial benefit or do other factors play a role. A paper by Kate Ho and co-authors (NBER WP version) presented at the 2016 ASSA meetings find the switch rates […]

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