Unbiased Analysis of Today's Healthcare Issues
From Einav and Finkelstein (2023): …while 12.5% of individuals under 65 are uninsured at a point in time, twice as many—one in four—are uninsured at some point over a 2-y period. Moreover, the risk of losing insurance remained virtually unchanged with the introduction of the landmark ACA. Risk of insurance loss is particularly high for…
Last week I reviewed a paper the sought to understand why people don’t buy health insurance. A key finding was that there health insurance purchase was correlated with income, but not perfectly. One reason was that the cost of other goods–especially housing–affected individuals ability to purchase insurance. The paper was getting at whether health insurance…
The repeal of the individual mandate may have begun to appear in the uninsurance statistics. According to figures from Gallup, insurance rates rose to 13.7%, up from a recent low of 10.9% in Q3 2016.
This is according to a Urban Institute study by Karpman, Long and Zuckerman (2016). They look at changes in the uninsurance rate and in the rate of full-year insurance coverage for nonelderly adults (ages 18 to 64) overall and by state Medicaid expansion status. They found that: The uninsurance rate for nonelderly adults fell from 17.6 percent in…
There are approximately 265 million individuals in the United States under age 65 in 2009. Using the 2010 March Current Population Survey (CPS) data, the employee benefits research institute provides the insurance coverage breakdowns. Employer-sponsored group plan: 156.1 million (59.0 percent) Insurance bought directly from insurer on individual market: 16.7 million (6.3 percent) Medicaid: 44.1…